Wireless Credit Card Processing

  Wireless Credit Card Processing  - 5 major drawbacks of bad credit credit card  - May 7, 2007  

With a bad credit and less than perfect credit history, getting a credit card with competitive features is not that easy. In this article we take a look at the 5 major drawbacks that come with a bad credit credit card.

1. High APR

With a bad credit credit card the interest rates are reasonably higher. Forget those 0% intro APRs- they rarely come with a bad credit credit card. So, keep your credit card balances low, to stop this high APR from burning a hole in your pocket.

2. One time processing fee

Some credit card companies charge a processing fee for people with bad credit who apply for credit card. This is generally charged by credit card companies due to the credit checks, other formalities and risk involved in providing a credit card to bad credit people. If you are going for a secured bad credit credit card then this fees can be waived, otherwise it has to be paid. The catch here is that credit card companies demand upfront payment of processing fee. But, a wise credit card consumer will find a credit card company which charges the fees to the credit card not demands cash in advance.

3. High annual fee

Keeping the bad credit credit card is definitely going to cost a lot in terms of annual fees depending on the credit report it can go in hundreds of dollars per annum. Bad credit credit cards with 0 annual fees offer is very difficult to find.

4. High late payment fee

Late payment with a bad credit credit card is severely penalized. The credit card companies charge heavy late payment penalties on repayment default and are very quick in reporting the default to credit rating agencies with a bad credit credit card.

5. Lower credit limits

Since, the credit card companies face increased risk in providing credit card to bad credit people, therefore the credit limits are lower. The credit limits can be increased with secured bad credit credit card and proper repayment of credit card balances.

These 5 factors related with bad credit credit cards increase the cost of owning one. Comparing various credit card offers, especially, when you have a bad credit will help you lower the interest and fees burden of a bad credit credit card.

  Wireless Credit Card Processing  - Wired Plastic Prepaid Debit Card: Excellent features and lots of freebies  - Jun 19, 2007  

Prepaid debit cards with their exciting features are catching the eyes of credit card holders. The convenience, ease of application, almost guaranteed approval, financial discipline and excellent service make them at par with credit cards without the heavy fees drawback. Coupled with some great offers the prepaid debit cards become a thing simply not to miss. In this article we take a look at one of the most popular prepaid debit card the Wired Plastic Prepaid Debit Card. With all its goodies this prepaid debit card is packed with lots and lots of freebies.

One of the most widely owned prepaid debit card the Wired Plastic is also one of the most advanced debit card. It has a great innovative rewards program and flexible pricing plans to suit a large section of the population. Wan' to add money to your Wired Plastic prepaid debit card? It's a breeze with several convenient loading options including the Free direct deposit, bank transfers and instant cash. You can also load your Wired Plastic Prepaid Debit Card from more than 100,000 yes you got it right more than 100,000 retail locations spread all over America.

The amazing Click-n-Pay™ technology allows anyone to schedule recurring monthly bill payments. That makes paying for your car, rent, utilities very easy with the Wired Plastic Prepaid Debit Card. The excellent account management features come with the unique PersonalPay™, this helps you send a check or transfer money to other account online or over the phone, anytime.

Now the excellent freebies, the Wired Plastic Prepaid Debit Card has the following unmatched features:

  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees

These features make the Wired Plastic Prepaid Debit Card stand out in a maze of prepaid debit cards. Though we take every precaution to give you the latest on Wired Plastic Prepaid Debit Card but, issuing company reserves the right to change these and other features anytime. So, it is always better to read the terms and conditions to get the latest about Wired Plastic Prepaid Debit Card before deciding on one.

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