Credit Card Awareness 101 Quiz

Credit cards have become an inseparable part of our daily life and without them daily financial transactions turn out to be quite cumbersome and inconvenient.

Do you know your credit cards well?

Take this simple quiz and find out for yourself how good you fare at the basic knowledge of credit cards.

  Credit Card Awareness 101 Quiz  
1.  Discover credit cards have their numbers starting with
 3
 4
 5
 6
2.  From the options given below which one reflects a chargeback?
 You inform the bank there is a transaction on your credit card for a thing that you didn't purchase. The bank takes account of the controversial charge, verifies it, removes the charge and credits the money back to your credit card.
 You call the bank and tell them that a late fees was charged wrongly to your credit card. The bank takes corrective measure and revokes the late fees.
 You buy a nice trousers for your hubby and later find that they are simply not his size. You return the trousers and get a refund.
 You try to charge your credit card on its back so that the magnetic strip on the back of credit card is shining again.
3.  APR the most basic credit card term stands for
 Annual Price Rate
 American Public Rate
 Annual Percentage Rate
 Accept Profit Ratio
4.  What do you mean by late fees in credit card terminology?
 Fees applied when you start using your credit card after a prescribed date.
 Fees applied when you purchase some goods and are late in getting your credit card swiped.
 Fees applied when you are late in making repayments to the credit card comapny.
 Fees applied when you are not able to answer credit card company's queries on time.
5.  When applying for a credit card the issuing company will always ask for
 Your height
 The colour of your eyes
 Your social security number
 Your car model
6.  What is the maximum time limit that you get to dispute a faulty credit card bill?
 60 days from the date of mailing of bill.
 120 days from the date of mailing of bill.
 1 year from the date of mailing of bill.
 1 billing cycle from the date of mailing the bill.
7.  What is an unsecured credit card?
 A credit card which can be easily pickpocketed.
 A credit card with no collateral attached with it.
 A credit card with no security features.
 A credit card with no 3 digit pin code.
8.  Which one of these is not a credit rating agency?
 Experian
 Equifax
 TransUnion
 Expestrian
9.  What is the maximum amount a consumer is liable for in case of credit card fraud?
 1500$
 1000$
 500$
 50$
10.  The annual fees of the credit card is decided by which one of these?
 The credit rating agency
 The federal government
 The credit card company
 The credit card agent

Credit Card Companies

AccountNow Credit Cards

Advanta Credit Cards

American DreamCard Credit Cards

American Express Credit Cards

Aspire Credit Cards

BuyRight Credit Cards

Chase Credit Cards

Catalog Credit Cards

Discover Credit Cards

GM Credit Cards

Platinum Benefit Credit Cards

Pulaski Credit Cards

Vaya Credit Cards

Vue Credit Cards

Wired Plastic Credit Cards

First Vineyard Credit Cards

IberiaBank Credit Cards

New Millennium Bank Credit Cards

READYdebit Credit Cards

Credit Card Types

0 Intro APR Credit Cards

No Annual Fees Credit Cards

Guaranteed Approval Credit Cards

Business Credit Cards

Reward Credit Cards

Problem Credit Credit Cards

Student Credit Cards

PrePaid Credit Cards

Gas Credit Cards