Platinum Credit Card

  Platinum Credit Card  - Things to watch out while applying for Chase Platinum Visa Credit Card  - May 22, 2007  

Looking for a credit card with excellent reward program, and reasonable terms? The Chase Platinum Visa Credit Card has all the features to bowl you over. However, to get the maximum out of your Chase Platinum Visa Credit Card there are certain things to be kept in mind. Let us look at a few of them.

The Chase Platinum Visa Credit Card issued by J.P Morgan Chase has no annual fee and provides a good number of platinum card holder benefits. The card comes with a 0% intro APR for up to 12 months. The thing to be kept in mind regarding this APR is that the introductory rate period will largely depend on your review of application and credit history by chase. Depending on this assessment the introductory period can be either 12 months for purchases and balance transfers or 3 months for balance transfers only. In addition to this to get full benefit of 0% intro APR it is vital that terms and conditions listed with the Chase Platinum Visa Credit Card be followed carefully. These terms can greatly vary how your introductory rate is applied to existing balances. If you are good on your repayments and pay your balances in full before the due date the Chase Platinum Visa Credit Card doesn't charge you any interest.

The platinum benefits that come with Chase Platinum Visa Credit Card allow participation in chase fleixble rewards program. In this program cardholders can earn 1 point per eligible dollar spent. These points can be redeemed for gift cards, travel discounts, merchandise or cashback. The thing to watchout about the Chase Platinum Visa Credit Card reward program is that the reward points are not earned on fees for products that protect or insure the balances of the card member's account. If you use a travel agency service, you have to pay a 'mileage redemption' fee of $14.95.

The reward program of Chase Platinum Visa Credit Card has many fare and space related restrictions. The flights must be booked 21 days in advance and there are tabs on saturday night stays. The Chase Platinum Visa Credit Card doesn't allow the reward programs to be transferred to another frequent flyer programs and there are prefferecd choice of carriers like Continental, Northwest, U.S. Airways, American, Delta, United, and other airways.

If accepted for the Chase Platinum Visa Credit Card, a detailed copy of terms and conditions will be mailed to you. It is in the best interest of credit card holder to read it carefully before using the credit card. Once used, the credit card company assumes acceptance of all such terms and the cardholder becomes legally bound with the terms and conditions. The above facts and terms listed in this article can change anytime without any notice. The latest details about Chase Platinum Visa Credit Card can be had from chase website and reader is encouraged to go through the details to get more insight about this great credit card.

  Platinum Credit Card  - New Millennium Bank Platinum Visa or MasterCard: A good secured card with no credit check  - May 23, 2007  

A secured credit card is a special type of credit card issued against a collateral. People with not so perfect credit history find, these type of credit card very useful. Not only such credit cards are easier to obtain but there use is also reported to major credit bureaus and hence they are a good instrument to improve credit ratings. The New Millennium Bank Platinum Visa® or MasterCard® is one such credit card. In this article we will take a good look at various benefits offered by it.

Standard features

No CREDIT CHECK
Approved REGARDLESS OF CREDIT HISTORY
Credit Limits UP TO $10,000
Reports to ALL 3 BUREAUS
Get CASH AT OVER 740,000 ATMs

Benefits of a platinum credit card


Emergency CASH TRANSFERS
Auto RENTAL INSURANCE
$100,000 TRAVEL ACCIDENT INSURANCE
Extended WARRANTY PROTECTION
Special HIGH INTRODUCTORY SAVINGS RATE

One interesting benefit that comes with the New Millennium Bank Platinum Visa or MasterCard is that when they recieve your processing fee, you will be sent instructions on how to redeem a FREE COMPANION AIRFARE. This will help you ravel to most major US cities when you purchase one adult round trip airfare.

With the ownership of New Millennium Bank Platinum Visa or MasterCard you will also be automatically enrolled in The World's Best Travel Club.com where you will receive discounts and low, low prices on all your travel needs! The credit line of your New Millennium Bank Platinum Visa or MasterCard will be equal to and secured by your New Millennium Bank Savings account which has a minimum deposit $300, and maximum deposit $5,000 for each issued credit card.

The benefits mentioned in this offer can change anytime without notice. Please visit theNew Millennium Bank Platinum Visa or MasterCard website and read the offer document carefully for variuos terms and conditions for important rate, fee and other cost information, and limitations.

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