Instant Approval Credit Card Online

  Instant Approval Credit Card Online  - 5 compelling reasons why people go online to apply and get their credit cards  - Apr 17, 2007  

Gone are the days of long queues, lengthy paperwork and running from bank to bank, just to get a credit card. The online way is here. Forget all the hassles, all that you need to get a credit card and more can be done using a computer and internet, right from the convenience of your home. There are numerous advantages of using internet to apply and get credit cards. In this article we look at the 5 most compelling reasons why more and more people are adopting it.

1. Instant approval (or rejection)

No, long waits for that credit card decision. Fill in an online application and get instant decision in your email. This also saves a lot of embarrassment if the application is rejected (imagine facing a real rejection personally or on telephone). Credit card companies have numerous offers, if they reject your application and find that another offer suits you. They will readily email you that offer. This convenience is unmatched.

2. 24/7 convenience

No paperwork, no long queues, no driving, no hassles. Online application is available 24 hours a day 7 days a week and 365 days a year and all this can be done as long as you have a computer and are able to connect to the internet. The customer service is available via email, chat and toll free numbers. What more do you expect?

3. Information on your fingertips

Puzzled with financial acronyms? Want more information about a particular topic? Internet is the information powerhouse. There is a good help section on most credit card websites where they explain various terms and topics. And for some reason if you are not able to find it on the credit card website, simply Google your query and you will have your answer. Apart from all this there are expert groups, forums and knowledge base which will clear all your doubts.

4. Compare offers easily

Comparing two or more credit card from different companies is a snap. Many credit card websites provide this service. All you need is to select the cards you want and click on compare. The facts presented in a tabulated form, help you decide better and thus save more and get more with your credit card.

5. Online account management, updates and offers

Credit card companies, now allow you to access your account via internet. You can check, download, and make payments to your account all from the comfort of your home. Signup with the credit card company and receive online offers, promos, and updates about your credit card right in your mailbox. So, you have instant access to good and relevant information when you check your email.

The internet has given a new dimension to the convenience and hassle free credit card experience and it is gaining popularity at a rapid rate. If you haven't done it till now, its high time you took advantage of internet and add comfort to your life.

  Instant Approval Credit Card Online  - 3 popular bad credit credit cards: Get guaranteed approval and rebuild your credit history  - May 17, 2007  

Finding the right credit card if you have a not so perfect credit history can be quite a daunting task. Bad credit people frequently find that their credit card request are denied by major credit card issuers. A guaranteed approval credit card comes as a welcome relief to all such people. In this article we take a look at 3 popular guaranteed approval credit cards.

These credit cards have one thing in common - they are designed for bad credit people. The use of these credit cards are reported to major credit bureaus and this can be a vital thing for bad credit people. Using them will help such people improve their credit history (provided they use it wisely). Getting one such credit card is an opportunity not to be missed. Let us look at these offers.

1. The Imagine Gold Card

It reports to all the three major credit bureaus, being an unsecured card, it offers regular credit line increases. The card document says that all applications are accepted subject to credit card terms and it welcomes people with less than perfect credit.

2. USA Gold Shopping Card

This credit card doesn't check your credit and has no employment verifications. There are no turndowns and it provides guaranteed instant online approval (subject to credit card terms). The USA Gold Shopping Card gives $5000 unsecured gold credit line for their merchandise and it regulary increases credit limits of qualifying applicants. The USA Gold Shopping Card reports the credit card activity to all major credit bureaus, thus helps rebuild credit history. As a plus this card gives a $300 grocery coupon after enrollment to its applicants.

3. Platinum Plus Merchandise Credit Card

An usecured line of credit the Platinum Plus Merchandise Credit Card, has no credit checks and employment verifications and approves applicants with no credit or bad credit. Platinum Plus Merchandise Credit Card offers credit limit increases to those who qualify and the approval is guaranteed when qualifications are met. It has an exclusive shopping club for its members which has a huge inventory of over 16,000 products.

These three credit cards offer a wealth of benefits to those with poor credit or no credit. The fact that they offer guaranteed apporval makes them particularly attractive. The terms and conditions of these credit cards can change anytime without notice. The issuers of these credit cards keep on adding attractive benefits for those with bad credit. So, it is advised to check with the credit card issuer for the latest on the credit card. And not to forget, reading the fine prints carefully can avoid unpleasant surprises later. Go ahead, rebuild your credit history with these credit cards.

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