Goodyear Credit Card Payments Online

  Goodyear Credit Card Payments Online  - Discover Motiva Card motivates you to pay on time by rewarding good credit management  - Jul 4, 2007  

Credit card companies are notorious for charging late fees whenever they receive late payments and applying penalty APR's on defaults. If they penalized such activity, it's about time they rewarded good repayment record. Discover Motiva card does this precisely. It is the first credit card which rewards timely credit card payments and good credit management.

A great credit card from Discover indeed. The Discover Motiva Card has a unique Pay-On-Time Bonus(SM) concept. It rewards you to an amount equal to a full month's interest each time you make 6 on-time payments in a row-twice a year, every year, subject to certain terms and conditions. If it is Discover you can expect more. The Discover Motiva Card is also a great cashback credit card with 5% Cashback BonusĀ® in popular categories like travel, apparel, home, gas, restaurants, movies and more. In addition to this the Discover Motiva Card gives you a 5-20% Cashback Bonus* at top retailers through our exclusive online shopping site. Every other purchase done by the Discover Motiva Card automatically entitle you to a 1% unlimited Cashback Bonus.

The Unlimited cash rewards features and the facility to increase, even double, your rewards when you redeem for gift cards from over 80 Cashback Bonus Partners. Indeed, the Discover Motiva Card has more ways to earn cash - than anyone else.

Security is a prime concern with the Discover Motiva Card. This credit card has a $0 fraud liability guarantee and provides complete fraud protection for your peace of mind. As a proactive approach towards protecting its clients from credit card fraud, the Discover Motiva Card has advanced fraud early warning alerts and a fraud specialists dedicated to helping you 24/7.

If you are an online shopping freak the Discover Motiva Card comes with a free online shopping tool. This tool provides secure online Account numbers and helps the credit card holder to shop online without revealing the account number.

The Discover Motiva Card tops it up with a great customer service that puts you first. It allows free payment by phone or online - even on your due date and the facility to choose the payment due date that meets your needs.

Despite the monetary rewards for paying up on time the Discover Motiva Card will send you timely e-mail reminders that help you avoid fees and keep up your repayment schedule. If you have any problem the Discover Motiva Card will help you talk to a knowledgeable person in less than a minute. The facility to manage your accounts online with ease and a No annual fee offer provide the necessary punch to catapult the Discover Motiva Card into a class of its own.

  Goodyear Credit Card Payments Online  - What to do if your online credit card application has been refused?  - Jul 6, 2007  

Applying online for credit cards is one of the major advantages internet has offered us in recent times. All major credit card providers give the facility of online application and it is increasingly catching up with the credit card aspirants. If you have applied for a credit card online and have been refused, don't worry you are a part of large group who face rejection for one reason or another. There is no point on getting depressed on the matter, instead one should check out what went wrong, correct it, apply again and get approved online.

The first reason for the rejection of most of online credit card applications is the mismatch in credit ratings and income levels. While applying online for credit cards, if the credit card company asks for your social security number, and credit scores, they are trying to gauge your financial credibility. If you are applying for a gold credit card and your credit score doesn't measure up, chances are fair that your online credit card application will be rejected and you can't do anything about it.

In such a case if the credit card company finds that there is another offer which suits your credit ratings and income criteria they will send it along with the denial email. If they don't give any such offer, its for you to check out whether you meet their credit rating requirements or not, and if you don't it will be good to find another credit card and apply online for it.

If a credit card company rejects your application for insufficient credit score or credit ratings, it will send you information about it. This information will help you track down the credit rating agency and negative remark that caused the decline in your credit scores. If you find it incorrect you can dispute the credit report, get that negative remark removed and apply online for that very credit card again. Hopefully, if everything goes right you will get approved online.

If you faced the denial for any other reason, which you find difficult to understand, you can ask the credit card company about it. The fastest way is to contact the credit card customer care and tell them about your problem. Secondly, if you don't like calling you can send them a polite email and request a clarification.

Applying online for a credit card and getting approved is a great feeling. By taking simple steps and precautions, one can easily avoid the bad experience of facing a denial.

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