Frequent Flyer Credit Card

  Frequent Flyer Credit Card  - Travel reward credit card : Pros and cons to watchout  - Apr 2, 2007  

Do you travel a lot? Then it is high time that you know the benefits of  a travel credit card. Among the numerous options available with travel credit cards the most popular ones are free travel points that can be redeemed for free travel, discounts on merchandise, discounted stay at hotel rooms and much more which help you save a lot as you travel.

The benefits of travel credit card differ with the issuer. Some travel credit cards are exclusive to certain airlines such as Delta, Northwest or Jet Blue others offer a range of airlines to choose from. The rewards of some travel cards are limited to free airmiles only whereas some offer a good number of benefits as mentioned above. So, It is always advisable to look around and compare the various offers available from good credit card providers and settle for the one which provides the maximum advantage and benefits with minimum incurred costs. 

Another issue that crops up with a travel reward credit card is the bonus that you get when you sign up with the credit card company or do your first purchase with the credit card. Many companies offer bonus airmiles when you get the credit card or when you make the first purchase. These bonus points give you a head-start in redeeming the benefits and getting a free trip. The travel reward points get accumulated as you travel more by using your travel reward credit card. Some credit card companies give you one point for every dollar you spent, some reward you better when you fly with their preferred partner.

The things to watch out when choosing a travel reward credit card is the blackout dates, reward points expiry dates, and travel restrictions. If any credit card offers come with such restrictions it is better to avoid it or get more information about the restrictions from the credit card company to avoid frustration later. Usually these restrictions are mentioned in fine print. So, if skipping fine prints is your regular habit be prepared to get surprised.

Travel reward credit cards  are there to reward  the frequent flyer. If you want the maximum mileage please choose the right card with good rewards and no restrictions.

  Frequent Flyer Credit Card  - Things to watch out while applying for Chase Platinum Visa Credit Card  - May 22, 2007  

Looking for a credit card with excellent reward program, and reasonable terms? The Chase Platinum Visa Credit Card has all the features to bowl you over. However, to get the maximum out of your Chase Platinum Visa Credit Card there are certain things to be kept in mind. Let us look at a few of them.

The Chase Platinum Visa Credit Card issued by J.P Morgan Chase has no annual fee and provides a good number of platinum card holder benefits. The card comes with a 0% intro APR for up to 12 months. The thing to be kept in mind regarding this APR is that the introductory rate period will largely depend on your review of application and credit history by chase. Depending on this assessment the introductory period can be either 12 months for purchases and balance transfers or 3 months for balance transfers only. In addition to this to get full benefit of 0% intro APR it is vital that terms and conditions listed with the Chase Platinum Visa Credit Card be followed carefully. These terms can greatly vary how your introductory rate is applied to existing balances. If you are good on your repayments and pay your balances in full before the due date the Chase Platinum Visa Credit Card doesn't charge you any interest.

The platinum benefits that come with Chase Platinum Visa Credit Card allow participation in chase fleixble rewards program. In this program cardholders can earn 1 point per eligible dollar spent. These points can be redeemed for gift cards, travel discounts, merchandise or cashback. The thing to watchout about the Chase Platinum Visa Credit Card reward program is that the reward points are not earned on fees for products that protect or insure the balances of the card member's account. If you use a travel agency service, you have to pay a 'mileage redemption' fee of $14.95.

The reward program of Chase Platinum Visa Credit Card has many fare and space related restrictions. The flights must be booked 21 days in advance and there are tabs on saturday night stays. The Chase Platinum Visa Credit Card doesn't allow the reward programs to be transferred to another frequent flyer programs and there are prefferecd choice of carriers like Continental, Northwest, U.S. Airways, American, Delta, United, and other airways.

If accepted for the Chase Platinum Visa Credit Card, a detailed copy of terms and conditions will be mailed to you. It is in the best interest of credit card holder to read it carefully before using the credit card. Once used, the credit card company assumes acceptance of all such terms and the cardholder becomes legally bound with the terms and conditions. The above facts and terms listed in this article can change anytime without any notice. The latest details about Chase Platinum Visa Credit Card can be had from chase website and reader is encouraged to go through the details to get more insight about this great credit card.

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