E Commerce Credit Card Processing

  E Commerce Credit Card Processing  - 10 vital tips to make your online shopping with credit cards safe and better part-1  - Jun 7, 2007  

Credit cards are the most convenient way to shop online. With credit card comes the ability to shop from anywhere and anytime. Due to all these facilities and simplified online shopping procedures, credit cards are at the centered of an e-commerce boom. But, instances of credit card fraud while online shopping are not unheard and are growing day by day. What can save you from such online credit card frauds? In this two part article series we look at 10 vital tips to make sure that you don't fall into these traps.

1. Yellow lock symbol in your browser's status bar

Modern web browsers ( a software that is used to surf the internet) are quite safe and respond to safe sites. They do it by embedding a yellow lock in the status bar of your browser whenever they go to a secure website. Always check for this yellow lock in the status bar of your browser.

2. https:// and yellow address bar

Whenever you reach a secure website the url of your website will change from http:// to https:// and along with this, if you are using a latest web browser the color of the status bar will also change to yellow. Some browser show a yellow lock right there in the address bar.

3. Encryption

E-commerce websites, which practice safe shopping experience for their customers use 128 bit encryption and more to transfer the data. This is the latest and most secure way of transmitting your credit card information and personal details over the internet. If a shopping website uses this encryption technology it will say it somewhere on their website. The usual place to check is the footer or header of the website where the logos of such encryptions are displayed prominently.

4. Hacker safe

There are website certification programs which test and certify whether a particular website is hacker safe or not. This testing is done on a regular basis and the dates are displayed along with the certification. A website which has undergone some kind of hacker safe testing is definitely a better bet to depend on.

5. Privacy Policy

Don't do business, or shop on websites which don't have a privacy policy clearly written in an understandable format. The Privacy Policy of any website is a document that tells you how the website will use the credit card and other vital personal information from collected from you. The privacy policy should clearly state that the website won't share, sell or use the information collected by you in any other manner so as to threaten your financial, personal or online security.

The second part of this article series takes a look at 5 more vital online shopping tips.

  E Commerce Credit Card Processing  - 10 vital tips to make your online shopping with credit cards safe and better part-2  - Jun 7, 2007  

In the first part of the article series 10 vital tips to make your online shopping with credit cards safe and better we learned about 5 safe online shopping tips. In the second part of this article we look at 5 more tips to make sure that your online shopping experience doesn't land you in any kind of trouble.

1. Credit card information with PIN

Many websites simply don't ask for a PIN when they tell you to submit your credit card number. A PIN is a security measure provided by the credit card agency to make sure that the person using the credit card is a genuine one and is not using a stolen credit card. This process of verification of identity while submitting credit card numbers is a good practice and care should be taken that shopping on sites which do not offer this feature can be risky.

2. Credit card information matching

Some online shopping websites match the user information such as name, date of birth and address with the one on the records of credit card company. This way even if your credit card is in wrong hands it cannot be misused unless the holder has all the details about you. It is always good to shop with websites which have this feature.

3. Referrals

We live in a connected world and there is a great possibility to have a friend or relative who has done online shopping. It is a good practice to ask about their experiences with a particular e-commerce website. This feedback will give you a first hand experience of the security and reliability of a particular online shopping website.

4. Customer Feedback

A dissatisfied customer is a great asset for you. He will tell you about all the problems he faced while dealing with a particular website. Check for customer feedback on the site. And you will get a vital insights about security and reliability.

5. Listed with trusted agencies

BBB (Better Business Bureau) and other State and local consumer agencies do keep a track of companies which follow good and secure business policies. If a particular online shopping or business is listed with such trusted agencies, it is good to bank upon it and chances are good that you won't be duped in any way.

Online shopping has opened a new world of convenience, cost-effectiveness and consumer friendly environment. Online shopping websites are doing their part in keeping the shopping experience a safe and rewarding one but there are precautions to be taken on the consumer's end. Keep the facts listed in this two part article series in mind and your online shopping experience with credit cards will be on the safer side.

  More Articles on - e commerce credit card processing