Credit Card Online Approval

  Credit Card Online Approval  - 3 popular bad credit credit cards: Get guaranteed approval and rebuild your credit history  - May 17, 2007  

Finding the right credit card if you have a not so perfect credit history can be quite a daunting task. Bad credit people frequently find that their credit card request are denied by major credit card issuers. A guaranteed approval credit card comes as a welcome relief to all such people. In this article we take a look at 3 popular guaranteed approval credit cards.

These credit cards have one thing in common - they are designed for bad credit people. The use of these credit cards are reported to major credit bureaus and this can be a vital thing for bad credit people. Using them will help such people improve their credit history (provided they use it wisely). Getting one such credit card is an opportunity not to be missed. Let us look at these offers.

1. The Imagine Gold Card

It reports to all the three major credit bureaus, being an unsecured card, it offers regular credit line increases. The card document says that all applications are accepted subject to credit card terms and it welcomes people with less than perfect credit.

2. USA Gold Shopping Card

This credit card doesn't check your credit and has no employment verifications. There are no turndowns and it provides guaranteed instant online approval (subject to credit card terms). The USA Gold Shopping Card gives $5000 unsecured gold credit line for their merchandise and it regulary increases credit limits of qualifying applicants. The USA Gold Shopping Card reports the credit card activity to all major credit bureaus, thus helps rebuild credit history. As a plus this card gives a $300 grocery coupon after enrollment to its applicants.

3. Platinum Plus Merchandise Credit Card

An usecured line of credit the Platinum Plus Merchandise Credit Card, has no credit checks and employment verifications and approves applicants with no credit or bad credit. Platinum Plus Merchandise Credit Card offers credit limit increases to those who qualify and the approval is guaranteed when qualifications are met. It has an exclusive shopping club for its members which has a huge inventory of over 16,000 products.

These three credit cards offer a wealth of benefits to those with poor credit or no credit. The fact that they offer guaranteed apporval makes them particularly attractive. The terms and conditions of these credit cards can change anytime without notice. The issuers of these credit cards keep on adding attractive benefits for those with bad credit. So, it is advised to check with the credit card issuer for the latest on the credit card. And not to forget, reading the fine prints carefully can avoid unpleasant surprises later. Go ahead, rebuild your credit history with these credit cards.

  Credit Card Online Approval  - 10 unbeatable advantages of prepaid cards  - May 12, 2007  

Prepaid cards come as a whiff of fresh air to those suffering from huge drawbacks of credit cards, and credit card debt. The convenience, ease of availability, guaranteed approval and other features make them ideal replacement of credit cards. In this article we take a look at the most important advantages of prepaid cards.

  1. Prepaid card is given on the basis of your deposited money. So everyone, even those with bad credit are eligible. There are no credit checks, no employment verification and approval is guaranteed.
  2. Prepaid cards can be applied online instantly. And if sufficient deposits are made there are no monthly, annual and other fees. Since, prepaid cards use the deposited money, there are no repayments to be made and hence no late payment fees and other associated penalties.
  3. Prepaid cards are as widely accepted as credit cards, and they have even more acceptability than credit cards in some cases. They can be used on the internet, on phone and all other vends.
  4. Since, you can only spend what you have deposited, the chances of overspending are negligible. This can hugely increase the financial discipline and help build good financial habits.
  5. Adding the money to your prepaid card account is a breeze using direct deposit.
  6. Prepaid credit cards can be used to get instant cash from almost all the ATM's and the transaction is very secure as every prepaid card is protected by a secure PIN number.
  7. Some prepaid card report to major credit bureaus and if your account is in good standing your credit history improves.
  8. The activity and usage of your prepaid card can be tracked online or by using phone. This makes is super easy to control and monitor all your spending, generate reports and keep records.
  9. Prepaid cards can be used to pay utility and other bills online and by using phone.
  10. You can even earn money when you refer a friend to use a company's prepaid card.

Prepaid cards by virtue of these and more qualities are fast getting into hearts and pockets of US population. The benefits are simply too overwhelming to ignore.

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