Credit Card Accounts

  Credit Card Accounts  - Identity theft: Really simple ways in which someone can take control of your destiny  - Jun 20, 2007  

Identity theft might sound a pretty complex way of stealing and it often confuses about what exactly is being stolen. Stating in simple terms identity theft is a process when someone tries to fake your identity by using fraudulent means and thus take undue advantage in many ways. Identity theft is more about stealing information initially and then manipulating that information to take over the real identity. For example, if some one steals your credit card and makes purchases on your behalf, or someone getting hold of your personal details and creating a false credit history on your name, or someone grabbing your credit information and using for his own benefits. It might look naive but honestly, there are really simple ways in which identity can be stolen. Here are few of them.

If somebody can steal your wallet or read your mails, get alerted. You can be a victim of identity theft. Unused and unattended credit card lying here and there are the foremost cause of identity theft. Add to it a cluttered unorganized mailbox, (yes we are talking of snail mail or physical mails as they are known in modern times) and the chances of identity theft increase.

Are pre approved credit cards lying in your mailbox, eating dust? Take charge grab them and destroy them as soon as possible ( if you don't need them). Identity thieves sense these unattended pre-approved offers as golden opportunity to snatch your identity.

Having weak passwords on your bank accounts, mailbox and computer logins? Identity hackers can break through your accounts easily. Technology has grown and more and more strict online password security measures are adopted by companies, but the hackers are still a step ahead. And if you don't use a secure password, you are an easy bait for password breaking programs, and identity theft.

Do you easily drool and get lured by a sweet talking lady on phone asking for your personal details and shell out all of your vital personal data? You are in for a big big shock. Don't get surprised if after one such call you find someone else taking charge of your accounts. It was your mistake you did give your personal details and vital numbers to a stranger. This is a very simple and effective means used to get personal information which is later used for identity theft.

Nothing is more insecure than filling a form on internet, unless the website clearly details how it will use your personal data. While shopping online you are often asked for personal and financial details, it is like baring everything before a computer. And imagine what can happen if that information is misused or traded across parties? You are doomed.

Identity theft is a relatively new phenomenon but the basics of stealing are the same. The identity thieves are constantly looking for someone careless enough to catch hold on and take control. Are you the next one?

  Credit Card Accounts  - 5 unbeatable benefits of the IMPACT Visa Card  - May 21, 2007  

Prepaid cards bring a host of benefits to a card holder. The convenience, security and financial discipline they promote make them increasingly popular and cost-effective. The IMPACT Visa® Card is a very popular prepaid card . This Prepaid MasterCard® Debit Card does not extend you credit. Instead, accounts are prepaid for a specific amount and accounts are only good for the balance you have loaded/applied. The IMPACT Visa® Card has a wide acceptability and this Prepaid MasterCard® Debit Card can be used at more than 20 million locations worldwide. The benefits that come with IMPACT Visa® Card don't just stop here, in fact a look at the five unbeatable facts below and you will know that it is an offer not to be missed.

  1. The IMPACT Visa® Card has no credit check of bank account requirement. There is no employment verification for IMPACT Visa® Card.
  2. Toll- free phone support and a 24 X 7 On-Line Account Access makes owning and managing the IMPACT Visa® Card a hassle free experience.With the IMPACT Visa® Card you can set up automatic bill payments, eliminate check writing hassles and can pay your bills over the phone.
  3. The IMPACT Visa® Card is very easy to purchase and gives multiple options to place money into your debit card. If you just changed your job, don't worry your IMPACT Visa® Card can be taken from job to job and can even have money directly deposited by your employer.
  4. If safety is your concern, the IMPACT Visa® Card is the right prepaid card for you. It helps you store your money safely and eliminates the need for money orders or walking around with cash in your pocket.
  5. The ownership costs of IMPACT Visa® Card are very low. It has no security deposit requirements and has low cost fees. And because the cardholder may only withdraw funds or make purchases up to the balance on the card. There are no late fees or interest charges to be paid.

The above benefits make the IMPACT Visa® Card, stand out in a maze of debit cards. The IMPACT Visa® Card issuing company keeps on adding new rewards and benefits to keep the offer competitive. This article informs the reader about the benefits of this outstanding debit card. The complete information and latest terms and conditions can be had from the IMPACT Visa® Card website.

  More Articles on - credit card accounts