Bank Of America Credit Card

  Bank Of America Credit Card  - 15 simply great features of Bank Of America - Rewards American Express Card  - Apr 16, 2007  

It's good news folks for all Bank of America fans. Open your arms to  receive the Rewards American Express Card from Bank of America. What makes this credit card special is that it will be readily accepted across the global network of American Express . Proudly called the Bank of America - Rewards™ American Express Card, it brings together the goodness of both the  Bank of America and American Express. Let us look at some of its features.

Basic features highlights

  1. 0% Introductory APR (Annual Percentage Rate) on balance transfers and cash advance checks for first 12 billing cycles.
  2. Low fixed interest rates after the introductory rate has expired.
  3. No annual fee.
  4. Option to pay over time.
  5. Emergency services such as replacement of prescription, physicians, hospitals, and referrals as well as legal referral services.
  6. Extended warranty protection on purchases from scheduled outlets
  7. Insurances for accident, damage and rental loss, while traveling
  8. Protection against damage or theft of the card

The Fabulous Rewards Program with Bank of America - Rewards ™ American Express Card has the following highlights:

  1. 1 point for every net retail dollar spent on qualifying purchases
  2. Double points for dining and travel purchases
  3. Special rewards for traveling and shopping with partner merchants. 
  4. 24/7 personal concierge services.
  5. Facility to redeem reward points for hotel stay, travel, gift certificates, merchandise or cash
  6. No restrictions on number of points to be earned during a year.
  7. No blackout dates

However, the reward points will last up-to five years, after which they will expire. For latest details on this offer please read the credit card terms and conditions provided by Bank of America.

So, what are you waiting for? If you have an average credit score and want a credit card that gives you exceptional benefits, easy repayment options and the wide acceptability of American Express, Bank of America - Rewards ™ American Express Card is for you.

  Bank Of America Credit Card  - Bank of America - Pet Rewards Visa : Your pet deserves it  - Apr 26, 2007  

Imagine a credit card that has the picture of your loved pet with stunning design. Won't you like to gift this credit card to your pet? No more waiting the Bank of America - Pet Rewards Visa Card is here. Designed specifically for pets, this Visa card brings a host of rewards for your pet and that too with great credit card benefits. In this article we take a look at the features and costs associated with this credit card.

The Pet Rewards Visa Card from Bank of America gives you , two points for every dollar you spend on qualifying purchases at pet food retailers, specialty stores, farm stores, feed stores, or even veterinarian clinics. Good thing for your pet indeed. this helps you save more as you spend on your pet. Points can also be redeemed for discount certificates on pet-food. With your first purchase you get 500 bonus points and the rewards start at 750 points. This limit is very low and you can start using your rewards within a short period of time. In addition to these the Bank of America - Pet Rewards Visa Card provides you cash access at more than 380000 ATMs, total Security Protection Package including Zero Liability for unauthorized card use and fraud monitoring, emergency medical and travel services and auto rental insurance.

Listed below are the fees and interest rates associated with Bank of America - Pet Rewards Visa Card

(APR) Purchase Intro Rate

0% for 6 billing cycles. Goto rate is a variable risk based rate between Prime + 2.99% and P + 9.99%

(APR) Balance Transfer Intro Rate

0% for 6 billing cycles. Goto rate is a variable risk based rate between Prime + 2.99% and P + 9.99%

(APR) Cash Advance APR

19.99%

Annual Fees

None

Finance Configuration

Average Daily Balance (including new purchases)

Additional Cardholders

$0

Grace Period

20 days (Min)

Late Payment fee

Based on your balance on the late fee posting date - $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250.

Over-the-credit-limit fee

Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000.

Cash Advance fee

3% min $10.00

Balance Transfer Fee

3% (min $10)

These facts associated with Bank of America - Pet Rewards Visa Card are totally at the discretion of credit card company and can change. This article provides an overview of Bank of America - Pet Rewards Visa Card and to get the latest on the offer and various terms and conditions associated with it please visit the Bank of America - Pet Rewards Visa credit card website.

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