http://www.credit-card-gallery.com/article/ Credit Card Articles from credit-card-gallery.com (C) 2006 credit-card-gallery.com Mon, 12 Nov 2007 11:08:54 -0500 We all like secrets, don't we? And, yes credit card companies do have their own secrets. As true with all other secrets, only a privileged few know about these. Many have found out them after harsh experiences, why don't you simply check them out and benefit from others experiences? 1. Uni... http://www.credit-card-gallery.com/article/691,5_Little_known_credit_card__secrets_that_should_never_be_missed 1234567890691 Mon, 15 Oct 2007 11:40:54 -0400 Are you a Facebook fan? Do you cherish social networking? If yes, this credit card is definitely for you. The Chase +1SM Student MasterCard comes with some cool benefits and even rewards you with a limited edition Facebook T-shirt. What are the pros and cons of this credit card? Let us check o... http://www.credit-card-gallery.com/article/635,Chase_+1SM_Student_MasterCard_Review 1234567890635 Fri, 05 Oct 2007 11:35:22 -0400 One of the most important events in life – wedding is also one of the most demanding occasion. A time of big celebration, wedding requires lot of planning and of course a good amount of money. Wouldn’t it be great to have a credit card which takes the hassles out of wedding? After all it h... http://www.credit-card-gallery.com/article/627,The_Knot_Credit_Card_from_American_Express_review 1234567890627 Wed, 26 Sep 2007 10:43:42 -0400 Applying for a student credit card is one of the first steps towards building a credit history. Amidst growing confusion, students find it increasingly difficult to decide on the right type of credit card. Discover, one of the leading credit card issuers in USA, has introduced a new credit car... http://www.credit-card-gallery.com/article/607,Discover_Open_Road_Card_for_students:_Credit_card_review 1234567890607 Fri, 03 Aug 2007 10:09:29 -0400 Is there any such thing as a best or ideal credit card? If so, what would it be like? What all features, fees and interest rates will it charge? Every individual has a unique financial situation and so are his demands on credit card, but there are certain parameters, common to all credit... http://www.credit-card-gallery.com/article/478,The_best_credit_card:_A_dream_or_a_reality 1234567890478 Wed, 01 Aug 2007 09:35:11 -0400 FCRA stands for Federal Credit Reform Act of 1990 which, was specially designed to make sure that every consumer reporting agency acts in a fair and impartial manner and respects the consumer's right to privacy while preparing their consumer reports. FCRA grants extensive rights to consu... http://www.credit-card-gallery.com/article/472,Your_FCRA_rights:_The_legal_force_behind_every_credit_card_consumer 1234567890472 Mon, 30 Jul 2007 10:27:09 -0400 Doesn't matter if it is a big or small purchase, credit cards are a favorite method to pay. "Anything from groceries to a $1000 gizmo, my Blue Cash pays for all." says Linda proudly. Credit card holders have unmistakable faith in their credit cards and thrive endlessly over the entire... http://www.credit-card-gallery.com/article/459,Plastic_Card_Security_Act:_Another_measure_to_safeguard_credit_card_holder's_interest 1234567890459 Fri, 27 Jul 2007 05:30:03 -0400 Global warming is the latest threat to our beloved earth's fragile environment. Everybody is concerned, but General Electric has taken a bold step in involving the masses to counteract this growing menace. How would you feel if the rewards on your credit cards are used to offset your rol... http://www.credit-card-gallery.com/article/451,GE_Money_Earth_Rewards_Platinum_MasterCard:_Spend_on_your_credit_card_and_make_the_planet_greener 1234567890451 Wed, 25 Jul 2007 05:56:36 -0400 Credit card companies are established business entities and they should make profits in order to survive. There are three main sources of their income. The first is the fees they charge from merchants who do credit card transactions, second is the fees they charge from credit card holder... http://www.credit-card-gallery.com/article/446,Avoid_falling_into_these_worst_credit_card_practices_trap 1234567890446 Mon, 23 Jul 2007 10:34:08 -0400 Credit cards if used wisely can go a long way towards building an excellent credit history, provide ready credit and a hassle free convenience. Though, many articles have been written on credit card tips, this article doesn't toe the line, but puts forward some fresh things to ponder ove... http://www.credit-card-gallery.com/article/439,Don't_pay_extra_for_a_gold_or_platinum_card_and_more_fresh_credit_card_tips 1234567890439 Thu, 19 Jul 2007 06:37:25 -0400 Credit card fraud is increasing in magnitude proportional to the widespread use and availability of credit cards. To counteract this menace credit card companies have devised a new way. Popularly called the virtual credit card, this is an arrangement where the actual details of credit ca... http://www.credit-card-gallery.com/article/431,Virtual_credit_cards:_Pros_and_cons 1234567890431 Mon, 16 Jul 2007 10:47:41 -0400 Most of the credit card owners are not aware of the fact that there is a mandatory arbitration clause with almost every credit card. This means that if you have been wrongly charged by the credit card company, you can't go to courts. Instead, you can put up your case before an arbitrator... http://www.credit-card-gallery.com/article/421,Credit_card_arbitration:_Things_every_credit_card_consumer_must_know 1234567890421 Fri, 13 Jul 2007 09:01:18 -0400 Credit card balance transfer is one of the preferred ways to get rid of credit card debt and is used by many people to get immediate relief. Credit card balance transfer essentially means that we transfer our outstanding balances from a high APR credit card to a credit card which offers low APR's. A... http://www.credit-card-gallery.com/article/414,The_right_way_to_credit_card_balance_transfers 1234567890414 Wed, 11 Jul 2007 11:03:29 -0400 A huge credit card fraud amounting to US$ 75 million has been unearthed by the U.S. Secret service. The criminal gang caught perpetrating this credit card fraud was based in South Florida and had international links. The secret service agents recovered more than 200,000 credit card accou... http://www.credit-card-gallery.com/article/412,Florida_criminal_credit_card_fraud:_Lessons_to_learn 1234567890412 Tue, 10 Jul 2007 04:32:59 -0400 Secured credit card are special type of credit cards which have some collateral attached with them. Generally the collateral is a bank account or some deposit. Secured credit cards are simply great for those who have less than perfect credit and those who want to start building their credit history... http://www.credit-card-gallery.com/article/411,Secured_credit_cards:Great_way_to_rebuild_your_credit_ratings 1234567890411 Fri, 06 Jul 2007 11:12:49 -0400 Applying online for credit cards is one of the major advantages internet has offered us in recent times. All major credit card providers give the facility of online application and it is increasingly catching up with the credit card aspirants. If you have applied for a credit card online... http://www.credit-card-gallery.com/article/404,What_to_do_if_your_online_credit_card_application_has_been_refused? 1234567890404 Thu, 05 Jul 2007 11:00:24 -0400 For credit card holders prepaid cards or prepaid credit cards as they are known popularly, bring welcome relief from many absurd fees and finance charges. Prepaid credit card bring heaps of benefits and few drawbacks. Besides, bringing immediate relief from exorbitant credit card fees,... http://www.credit-card-gallery.com/article/402,Benefits_and_drawbacks_of_a_prepaid_credit_card 1234567890402 Wed, 04 Jul 2007 11:05:19 -0400 Credit card companies are notorious for charging late fees whenever they receive late payments and applying penalty APR's on defaults. If they penalized such activity, it's about time they rewarded good repayment record. Discover Motiva card does this precisely. It is the first credit card w... http://www.credit-card-gallery.com/article/401,Discover_Motiva_Card_motivates_you_to_pay_on_time_by_rewarding_good_credit_management 1234567890401 Tue, 03 Jul 2007 11:04:36 -0400 Credit card debt consolidation comes as a great relief to all those who are plagued by multiple credit card debts. If new to credit card debt consolidation, all it does is to club up all your debts from multiple credit cards into single more manageable and easy to repay debt, which helps... http://www.credit-card-gallery.com/article/397,Four_tempting_reasons_to_credit_card_debt_consolidation 1234567890397 Mon, 02 Jul 2007 10:24:22 -0400 Simply speaking finance charges are all those charges that the borrower pays for the use of funds including interest, fees and other charges paid directly for the use of credit, or indirectly as a condition for the extension of credit. The importance of finance charges in credit cards is... http://www.credit-card-gallery.com/article/394,Finance_charges_on_credit_cards:_Simple_ways_for_credit_card_companies_to_increase_your_bill 1234567890394 Fri, 29 Jun 2007 10:29:55 -0400 The Chase Freedom(SM) Cash Visa(R) Card offer terms mention the APR as 14.24 variable. However a look at the terms and condition of this card and you find that there is a lot more to the APR's than this figure. Let us analyze it a bit more. APR stands for Annual percentage rate. It is... http://www.credit-card-gallery.com/article/391,Various_APR's_of_the_Chase_Freedom(SM)_Cash_Visa(R)_Card 1234567890391 Thu, 28 Jun 2007 10:45:43 -0400 The credit card companies have good access to a wide ranging information about us. They already collect all the personal information such as name, age, address, phone numbers from us. While the vital financial details are acquired by the credit card company by accessing our credit report... http://www.credit-card-gallery.com/article/390,How_does_a_credit_card_company_use_your_private_data? 1234567890390 Wed, 27 Jun 2007 09:46:37 -0400 Your credit rating tell the banks about your financial situation and debt repayment capacities. Credit rating companies keep a track of many things like how many time you defaulted on your payments, were they on time, how many times you paid late and how well you are on your debt repayme... http://www.credit-card-gallery.com/article/389,7_surefire_ways_to_damage_your_credit_ratings 1234567890389 Tue, 26 Jun 2007 09:33:10 -0400 Increase in credit card spending is a worry for a majority of us. Hike in APR's, costly annual fees, impulsive shopping, maxing out on credit limits -- all increase our credit card bill. What is the way out? This article takes a look at few steps which can drastically reduce your credit... http://www.credit-card-gallery.com/article/385,5_simple_ways_to_save_a_fortune_on_your_credit_card_bills 1234567890385 Mon, 25 Jun 2007 06:21:36 -0400 As soon as you receive your credit cards read the terms and conditions, and if you really want to use that credit card make sure that you sign at the back of the credit card. Never share, write, post, or scramble your credit card PIN. As soon as you get the PIN memorize i... http://www.credit-card-gallery.com/article/384,10_things_that_every_credit_card_holder_should_take_care_of 1234567890384