Discover Motiva Card motivates you to pay on time by rewarding good credit management

Credit card companies are notorious for charging late fees whenever they receive late payments and applying penalty APR's on defaults. If they penalized such activity, it's about time they rewarded good repayment record. Discover Motiva card does this precisely. It is the first credit card which rewards timely credit card payments and good credit management.

A great credit card from Discover indeed. The Discover Motiva Card has a unique Pay-On-Time Bonus(SM) concept. It rewards you to an amount equal to a full month's interest each time you make 6 on-time payments in a row-twice a year, every year, subject to certain terms and conditions. If it is Discover you can expect more. The Discover Motiva Card is also a great cashback credit card with 5% Cashback Bonus® in popular categories like travel, apparel, home, gas, restaurants, movies and more. In addition to this the Discover Motiva Card gives you a 5-20% Cashback Bonus* at top retailers through our exclusive online shopping site. Every other purchase done by the Discover Motiva Card automatically entitle you to a 1% unlimited Cashback Bonus.

The Unlimited cash rewards features and the facility to increase, even double, your rewards when you redeem for gift cards from over 80 Cashback Bonus Partners. Indeed, the Discover Motiva Card has more ways to earn cash - than anyone else.

Security is a prime concern with the Discover Motiva Card. This credit card has a $0 fraud liability guarantee and provides complete fraud protection for your peace of mind. As a proactive approach towards protecting its clients from credit card fraud, the Discover Motiva Card has advanced fraud early warning alerts and a fraud specialists dedicated to helping you 24/7.

If you are an online shopping freak the Discover Motiva Card comes with a free online shopping tool. This tool provides secure online Account numbers and helps the credit card holder to shop online without revealing the account number.

The Discover Motiva Card tops it up with a great customer service that puts you first. It allows free payment by phone or online - even on your due date and the facility to choose the payment due date that meets your needs.

Despite the monetary rewards for paying up on time the Discover Motiva Card will send you timely e-mail reminders that help you avoid fees and keep up your repayment schedule. If you have any problem the Discover Motiva Card will help you talk to a knowledgeable person in less than a minute. The facility to manage your accounts online with ease and a No annual fee offer provide the necessary punch to catapult the Discover Motiva Card into a class of its own.