10 vital tips to make your online shopping with credit cards safe and better part-2

Cynthia Stewart
Jun 7, 2007
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In the first part of the article series 10 vital tips to make your online shopping with credit cards safe and better we learned about 5 safe online shopping tips. In the second part of this article we look at 5 more tips to make sure that your online shopping experience doesn't land you in any kind of trouble.

1. Credit card information with PIN

Many websites simply don't ask for a PIN when they tell you to submit your credit card number. A PIN is a security measure provided by the credit card agency to make sure that the person using the credit card is a genuine one and is not using a stolen credit card. This process of verification of identity while submitting credit card numbers is a good practice and care should be taken that shopping on sites which do not offer this feature can be risky.

2. Credit card information matching

Some online shopping websites match the user information such as name, date of birth and address with the one on the records of credit card company. This way even if your credit card is in wrong hands it cannot be misused unless the holder has all the details about you. It is always good to shop with websites which have this feature.

3. Referrals

We live in a connected world and there is a great possibility to have a friend or relative who has done online shopping. It is a good practice to ask about their experiences with a particular e-commerce website. This feedback will give you a first hand experience of the security and reliability of a particular online shopping website.

4. Customer Feedback

A dissatisfied customer is a great asset for you. He will tell you about all the problems he faced while dealing with a particular website. Check for customer feedback on the site. And you will get a vital insights about security and reliability.

5. Listed with trusted agencies

BBB (Better Business Bureau) and other State and local consumer agencies do keep a track of companies which follow good and secure business policies. If a particular online shopping or business is listed with such trusted agencies, it is good to bank upon it and chances are good that you won't be duped in any way.

Online shopping has opened a new world of convenience, cost-effectiveness and consumer friendly environment. Online shopping websites are doing their part in keeping the shopping experience a safe and rewarding one but there are precautions to be taken on the consumer's end. Keep the facts listed in this two part article series in mind and your online shopping experience with credit cards will be on the safer side.