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In the first part of the article series 10 vital tips to make your online shopping
with credit cards safe and better we learned about 5 safe online shopping tips.
In the second part of this article we look at 5 more tips to make sure that
your online shopping experience doesn't land you in any kind of trouble.
1. Credit card information with PIN
Many websites simply don't ask for a PIN when they tell you to submit your
credit card number. A PIN is a security measure provided by the credit card
agency to make sure that the person using the credit card is a genuine one and
is not using a stolen credit card. This process of verification of identity
while submitting credit card numbers is a good practice and care should be taken
that shopping on sites which do not offer this feature can be risky.
2. Credit card information matching
Some online shopping websites match the user information such as name, date
of birth and address with the one on the records of credit card company. This
way even if your credit card is in wrong hands it cannot be misused unless the
holder has all the details about you. It is always good to shop with websites
which have this feature.
3. Referrals
We live in a connected world and there is a great possibility to have a friend
or relative who has done online shopping. It is a good practice to ask about
their experiences with a particular e-commerce website. This feedback will give
you a first hand experience of the security and reliability of a particular
online shopping website.
4. Customer Feedback
A dissatisfied customer is a great asset for you. He will tell you about all
the problems he faced while dealing with a particular website. Check for customer
feedback on the site. And you will get a vital insights about security and reliability.
5. Listed with trusted agencies
BBB (Better Business Bureau) and other State and local consumer agencies do
keep a track of companies which follow good and secure business policies. If
a particular online shopping or business is listed with such trusted agencies,
it is good to bank upon it and chances are good that you won't be duped in any
way.
Online shopping has opened a new world of convenience, cost-effectiveness and
consumer friendly environment. Online shopping websites are doing their part
in keeping the shopping experience a safe and rewarding one but there are precautions
to be taken on the consumer's end. Keep the facts listed in this two part article
series in mind and your online shopping experience with credit cards will be
on the safer side.
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