American DreamCardTM: Convert your everyday spending into large monthly cash jackpot

Cynthia Stewart
May 23, 2007
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Imagine receiving a free lottery ticket every time you spend $1.00 on your everyday purchases. Imagine no more! With the American DreamCardTM MasterCard®, you earn entries from everyday spending to win the large monthly American DreamCardTM cash jackpot!

The American DreamCardTM MasterCard® offers a 0% introductory rate for 5 months with a generous credit line and no annual fee, so it costs you nothing to carry. With every net $1.00 spent on your card, receive an entry to win the large monthly American DreamCardTM cash jackpot

Summary of American DreamCardTM features

Large monthly cash jackpots!
Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase) -OR - Earn entries from everyday shopping!
Get 1,000 entries just for applying!
Entries are good for future drawings and there is no limit to how many times you can win
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCardTM
American DreamCardTM holders also have access to MasterCard® Exclusive OnlineTM
No annual fee
0% APR on purchases for the first 5 monthsâ€
Grace period for purchases: at least 20 days
Minimum finance charge: $2.00
No transaction fee for purchases
Transaction fee for cash advances: $5 for each cash advance of $100 or less from any Automated Teller Machine (ATM), transfer or convenience check; for cash advances (listed above) greater than $100 and all other cash advance transactions, $15 or 4%, whichever is higher
Balance transfer fee: N/A
Late payment fees: $39
Over the limit fees: $39
Credit line up to $25,000.00
APR: See website for additional APR information


Other important terms associated with the American DreamCardTM

Sweepstakes open to legal US residents, 18 years or older. Void where prohibited.
With the American DreamCardTM your Purchase or Cash Advance APRs will automatically be adjusted to their respective Penalty APRs if the required minimum payment is not credited to your Account before the first day of the billing cycle that starts after the "Pay By" date on your statement 2 times in any rolling 6-month period.

The American DreamCardTM MasterCard® is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card. The Sweepstakes is sponsored by HSBC Card Services, Inc.

The Sweepstakes begins at 12:00:01AM ET on 10/01/06. The Sweepstakes ends, and all entries expire at 11:59:59 PM ET on 09/30/07.
†See terms and conditions for important rate, fee and other cost information, and limitations. Visit www.americandreamcard.com for Official Sweepstakes Rules, including details, limitation and alternate methods of entry.