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Looking for a credit card with excellent reward program, and reasonable terms?
The Chase Platinum Visa Credit Card has all the features to bowl you over. However,
to get the maximum out of your Chase Platinum Visa Credit Card there are certain
things to be kept in mind. Let us look at a few of them.
The Chase Platinum Visa Credit Card issued by J.P Morgan Chase has no annual
fee and provides a good number of platinum card holder benefits. The card comes
with a 0% intro APR for up to 12 months. The thing to be kept in mind regarding
this APR is that the introductory rate period will largely depend on your review
of application and credit history by chase. Depending on this assessment the
introductory period can be either 12 months for purchases and balance transfers
or 3 months for balance transfers only. In addition to this to get full benefit
of 0% intro APR it is vital that terms and conditions listed with the Chase
Platinum Visa Credit Card be followed carefully. These terms can greatly vary
how your introductory rate is applied to existing balances. If you are good
on your repayments and pay your balances in full before the due date the Chase
Platinum Visa Credit Card doesn't charge you any interest.
The platinum benefits that come with Chase Platinum Visa Credit Card allow
participation in chase fleixble rewards program. In this program cardholders
can earn 1 point per eligible dollar spent. These points can be redeemed for
gift cards, travel discounts, merchandise or cashback. The thing to watchout
about the Chase Platinum Visa Credit Card reward program is that the reward
points are not earned on fees for products that protect or insure the balances
of the card member's account. If you use a travel agency service, you have to
pay a 'mileage redemption' fee of $14.95.
The reward program of Chase Platinum Visa Credit Card has many fare and space
related restrictions. The flights must be booked 21 days in advance and there
are tabs on saturday night stays. The Chase Platinum Visa Credit Card doesn't
allow the reward programs to be transferred to another frequent flyer programs
and there are prefferecd choice of carriers like Continental, Northwest, U.S.
Airways, American, Delta, United, and other airways.
If accepted for the Chase Platinum Visa Credit Card, a detailed copy of terms
and conditions will be mailed to you. It is in the best interest of credit card
holder to read it carefully before using the credit card. Once used, the credit
card company assumes acceptance of all such terms and the cardholder becomes
legally bound with the terms and conditions. The above facts and terms listed
in this article can change anytime without any notice. The latest details about
Chase Platinum Visa Credit Card can be had from chase website and reader is
encouraged to go through the details to get more insight about this great credit
card.
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