Gone are the days of long queues, lengthy paperwork and running from bank to
bank, just to get a credit card. The online way is here. Forget all the hassles,
all that you need to get a credit card and more can be done using a computer and
internet, right from the convenience of your home. There are numerous advantages
of using internet to apply and get credit cards. In this article we look at the
5 most compelling reasons why more and more people are adopting it.
Instant approval (or rejection)
No, long waits for that credit card decision. Fill in an online application
and get instant decision in your email. This also saves a lot of embarrassment
if the application is rejected (imagine facing a real rejection
personally or on telephone). Credit card companies have numerous offers, if they
reject your application and find that another offer suits you. They will readily
email you that offer. This convenience is unmatched.
No paperwork, no long queues, no driving, no hassles. Online application is
available 24 hours a day 7 days a week and 365 days a year and all this can be
done as long as you have a computer and are able to connect to the internet.
The customer service is available via email, chat and toll free numbers. What
more do you expect?
3. Information on your fingertips
Puzzled with financial acronyms? Want more information about a particular
topic? Internet is the information powerhouse. There is a good help section on
most credit card websites where they explain various terms and topics. And for
some reason if you are not able to find it on the credit card website, simply
Google your query and you will have your answer. Apart from all this there are
expert groups, forums and knowledge base which will clear all your doubts.
4. Compare offers easily
Comparing two or more credit card from different companies is a snap. Many
credit card websites provide this service. All you need is to select the cards
you want and click on compare. The facts presented in a tabulated form, help you
decide better and thus save more and get more with your credit card.
5. Online account management, updates and offers
Credit card companies, now allow you to access your account via internet. You
can check, download, and make payments to your account all from the comfort of
your home. Signup with the credit card company and receive online offers,
promos, and updates about your credit card right in your mailbox. So, you have
instant access to good and relevant information when you check your email.
The internet has given a new dimension to the convenience and hassle free
credit card experience and it is gaining popularity at a rapid rate. If
you haven't done it till now, its high time you took advantage of internet and
add comfort to your life.