A frequent flyer today is so overwhelmed with airline reward credit card
offers, that it takes a good understanding of basics to get the best
credit card. Confused with a plethora of choices, she often ends up with
the wrong credit card. This faulty decision can mean a lot in interest
rates, annual fees and non-existent or useless reward programs, that
defeat the very purpose of owning a airline reward credit card.
Keeping this in mind, I sincerely feel that if a person uses the the
following 5 time tested principles to select an airline reward credit
card , she will surely exact the maximum mileage from her airline reward
credit card and end up saving a lot of money.
1. 0% Intro APR or the lowest possible APR
Go for the one which offers a 0% APR. Discover® Miles Card offer 0% Intro
APR* on Purchases and Balance Transfers for 12 months. The
British
Airways Visa® Signature Card offers 4.9% Fixed APR for the first 5
Months and the
Continental Airlines® World MasterCard® from Chase offers
7.99% Fixed Introductory APR for 6 Months. The idea is to shop around
for the lowest APR rates. If you want to transfer balance with your
Airline reward credit card use the one which offers 0% APR on Balance
transfer.
2. No Annual fee
What is the annual cost of the card? This fact should bother you, as an
airline reward credit card
with high annual fee could end up costing you a small fortune. So, it is
definitely advisable have one with no annual fees. The
American Express®
AIR MILES®* Credit Card has No Annual Fee.
Blue Sky® Credit Card from
American Express also has No annual fee and a 0.00% intro APR.
3. Maximum rewards, excellent redemption, limitless
reward programs
When we look at airline credit cards as a whole, they typically reward
you with one airmile per dollar spent. This looks good but when we
compare the airmiles redemption prices, thousands of airmiles are needed
to make a short trip. So, unless the airmiles redemption rates are good
and there are bonus airmiles available, it could take you a lifetime of
reward collection for a free trip. A good offer would be the
Jet Blue
Card from American Express ,which has an exchange rate that works in your
favor. 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue points =
one round trip flight. Look for offers like the one from
Gold Delta SkyMiles® Credit Card which gives 2,500 bonus miles for adding an
additional cardmember* or the offer of
United Mileage Plus® Platinum
Business Card, which gives 17,500 Bonus Miles and 2 miles for every
dollar spent on United purchases - up to an annual cap of 150,000 miles.
Yes, you heard it right there is an annual limit with some cards on
reward miles. Check them before applying for any airline reward card.
4. No blackout, no restrictions, no expiration
Lookout for cards that explicitly say No blackout dates, no travel
restrictions in their offers. The Blue Sky® Credit Card which says No
blackout dates, no travel restrictions is one such example. Also there
is no point in having a card the rewards of using which expire within a
given period. The
Continental Airlines Business MasterCard® from Chase
gives No expiration or limit to miles offer.
5. More, even more rewards
The rewards just shouldn't stop at giving airmiles. You should get the
maximum mileage for every dollar you spend. The
Continental Airlines®
World MasterCard® from Chase rewards you with Double miles at
participating restaurants and 2 Presidents Club® passes every year after cardmember anniversary. The
Blue Sky® Credit Card gives World class
American Express® benefits. Act like a greedy customer and try to get
the maximum on your side. This principle works every time, more so in the
case of credit cards.In a confusing scenario these tips will surely
go a long way in helping you decide on the right card. Listed below are
the best airline rewards credit cards. You can choose the one that suits
your requirement and apply online for it instantly. |
Top Airline Rewards Credit Cards
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Get Blue Sky®. Say Good-bye to Travel Reward Restrictions.
- Save on any airline, hotel, or rental car
- No blackout dates, no travel restrictions
- No annual fee and a 0.00% intro APR
- World class American Express® benefits
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Your next vacation is closer than you think.
- Special offer: 15000 bonus miles with your first purchase1
- 2,500 bonus miles for adding an additional cardmember2
- No annual fee for the first year
- Always Double Miles® on eligible everyday purchases and all Delta purchases
- One mile for every other eligible dollar spent
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A FAST and EASY way to collect AIR MILES reward miles.
- No Annual Fee
- 100 reward miles the first time you use your Card2
- 1 reward mile for every $20 in purchases charged to your Card1
- 3.99% on balance transfers for the first six months of Card membership, provided your account is and remains in good standing3
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Earn up to 10,000 Bonus Miles* with the WorldPerks® Visa® Card!
The WorldPerks Visa Card offers you a fast and easy way to earn additional WorldPerks miles without leaving the ground. Use your WorldPerks Visa Card to charge everyday purchases as well as large purchases like home furnishings and travel, and earn WorldPerks miles for the dollars you spend. Now that Northwest Airlines® is a member of the SkyTeam® Global Alliance, you'll have even more redemption opportunities! Combine the miles you earn with your Northwest Airlines flight miles and other partner miles to earn award travel faster on Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, Delta Air Lines, Alaska Airlines and other qualified WorldPerks Airline Partners.
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Important: Please read the terms and conditions of above airline
reward cards
carefully before applying.
*See credit card providers website for terms and conditions.
†See credit card providers website for terms and conditions.
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