American Express Pay Bill

• No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
• Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
• Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.
• Flexibility to pay over time
• No annual fee and 0% intro APR for up to 12 months.
• World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.

• No Upfront Payment Required – Receive your new Visa card in as little as 3 days
• Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
• Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
• Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don't accept credit or debit cards.
• Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.

• Earn 3% Cash Back for eating out, 2% for traveling, and 1% everywhere else, including at Costco
• No Annual Fee with your paid Costco Membership
• The flexibility to pay charges in full each month or over time
• No Limit on the Cash Back earned
• Doubles as your Costco Membership Card
• Must be a Costco Member to apply for this card.

• Receive cash back from your own spending
• Receive cash compensation from the spending of anyone in your compensation tree.
• Live debt free and receive compensation for your everyday spending.
• Reload your card directly from your payroll or bank account
• Powerful Online Account Management
• Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
• Card Accepted at 30 Million merchants & One Million ATM machines

Features and Benefits

• 100% Approved - no credit check and bad credit is okay
• $10,000 Load Capacity - reloadable at retailers nationwide
• No Upfront Payment - and no minimum balance requirements
• FREE Savings Accounts - higher rate than most national banks
• FREE Instant Transfers - send money to other cardholders
• FREE Account Alerts - email or text messages on account activity
• FREE Direct Deposit - make payday faster and safer
• Online Bill Pay - pay bills to anyone at any time, online
• Extra Cards - on the same account for family members or yourself