American Express Company

• No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
• Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
• Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.
• Flexibility to pay over time
• No annual fee and 0% intro APR for up to 12 months.
• World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.

• 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
• 7.99% Variable APR (based on Prime) on Purchases
• NEW! Unlimited Rewards*

o Earn cash back, travel, merchandise and more

o 1 point for every dollar in purchases

o No blackout dates on air travel

• No Annual Fee and No Limit on the points you can earn
• Get employee cards with no fee and set monthly spending limits per user
• $0 Fraud Liability
• Personalized card -- your company name on the top of the card

• 0% APR on purchases for up to 15 months
• No Annual Fee
• Regular APR for purchases as low as 10.24%.
• Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
• Membership Rewards Express® program
• Express Approval. Get a decision in less than 60 seconds.

Uniquely tailored to meet the needs of small business, this Card not only gives you the purchasing power and customer support of American Express but also provides a fast way to earn AIR MILES reward miles. Add to this the convenience of carrying a balance, all with no annual fee.

• Earn 1 AIR MILES reward mile for every $20 in purchases¹. AIR MILES rewards start at just 25 reward miles
• No Annual Fee
• Earn 100 Bonus AIR MILES reward miles the first time you use your Card²
• Shop at any of the participating AIR MILES Sponsors at over 9,600 locations across Canada with your Credit Card and show your AIR MILES Collector Card, and you can earn reward miles from both
• Simply by making your payments on time, you will receive a 3.99% interest rate on balance transfers in the first six months of Card membership and 18.5% on purchases and funds advances³
• Credit limit of up to $50,000⁴
• Optional Annual Management Report

^{1. Account must be in good standing. AIR MILES reward miles will be earned on the amount of all purchases, less credits and returns. Funds Advances, Finance Charges, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for reward miles.}

• 1 Aeroplan®** Mile for every $1 in purchases charged to the Card
• 2,500 Aeroplan Miles as a Welcome Bonus²
• No Pre-Set Spending Limit³
• $60 annual fee* and $20 annual fee for Supplementary Cards